Subjective Age and Financial Exploitation Vulnerability: The Mediating Role of Financial Self-Efficacy

Gali Weissberger, Yoav S. Bergman

Research output: Contribution to journalArticlepeer-review

1 Scopus citations


An older subjective age, or feeling older than one’s chronological age, has been associated with increased financial exploitation vulnerability (FEV) among older adults. However, the mechanisms behind this relationship have not been examined. This study examined whether financial self-efficacy mediates the relationship between subjective age and FEV. Participants were 156 Israeli older adults (M age= 66.97, SD = 6.46) who responded to questionnaires of subjective age, FEV, and financial self-efficacy. Correlations indicated that an older subjective age was associated with reduced financial self-efficacy (r= −.36, p <.001) and increased FEV (r =.51, p <.001). Testing the mediation model revealed an indirect effect of subjective age on FEV via financial self-efficacy (b = 1.57; bootstrapped 95% Cis [.80, 2.39]). Findings suggest that an older subjective age may reduce financial self-efficacy, thereby increasing FEV. Findings are discussed with regard to Stereotype Embodiment Theory and clinical implications are suggested.

Original languageEnglish
Pages (from-to)230-241
Number of pages12
JournalJournal of Gerontological Social Work
Issue number2
Early online date10 Aug 2023
StatePublished - 2024

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  • Financial exploitation vulnerability
  • financial self-efficacy
  • older adults
  • subjective age


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